Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Infographic: Risks at Retirement Make a plan to take these risks off the table. Retirement Planning With Your Special Needs Child in Mind Having a special needs child adds another layer of complexity to retirement planning. A special needs trust may help. Infographic: Coverage Checkup Coverage checkup. Is disability coverage from your employer enough?