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755 West Big Beaver Road, Suite 2020, Troy, MI 48084

(248) 519-2222
info@GNZfinancial.com
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Legacy Planning

Client Centered

At GNZ Financial, we believe financial planning is about much more than investments. A comprehensive financial plan should help you make informed decisions throughout every stage of life while providing clarity and confidence about your future.

To support this process, GNZ Financial has developed a proprietary planning framework called The Perspective Formula. This process is built around seven key pillars of financial planning that work together to help individuals and families pursue their financial goals.

One of those pillars is Legacy Planning.

Legacy Planning: Protecting What Matters Most

Legacy Planning focuses on helping individuals and families think through how their assets, values, and wishes may be carried forward to future generations. While many people associate estate planning with what happens after death, legacy planning is often about much more than transferring assets. It can also involve protecting loved ones, preparing for unexpected events, coordinating beneficiary designations, and documenting important decisions.

This page provides a general educational overview of estate planning and highlights some important considerations as part of your broader financial plan.

Overview of Estate Planning

Estate planning is the process of organizing and documenting how you would like your affairs handled during your lifetime and after your death.

An estate plan may include documents such as:

  • Last Will & Testament
  • Revocable Living Trust
  • Financial Power of Attorney
  • Healthcare Directive or Patient Advocate Designation
  • Guardianship Designations for Minor Children
  • Beneficiary Designations on Retirement Accounts and Insurance Policies

While every individual's situation is different, estate planning generally seeks to accomplish several important objectives:

  • Protect loved ones and dependents
  • Provide instructions regarding asset distribution
  • Designate trusted individuals to make financial or healthcare decisions if you become incapacitated
  • Reduce confusion and uncertainty for family members
  • Coordinate estate planning documents with broader financial goals

Important Educational Disclosure: the information contained on this page is intended for educational purposes only and should not be construed as legal advice. Estate planning decisions can be complex and depend upon your unique circumstances. Individuals should consult with a qualified estate planning attorney regarding legal matters and specific estate planning recommendations.

Wealth.com: An Affordable Estate Planning Platform

Many individuals understand the importance of estate planning but delay taking action because they believe the process will be complicated, time-consuming, or expensive.

To help address this challenge, GNZ Financial has partnered with Wealth.com, a digital estate planning platform designed to help individuals and families create estate planning documents online.

Through Wealth.com, users can create documents such as:

  • Last Will & Testament
  • Revocable Living Trust
  • Financial Power of Attorney
  • Healthcare Directive or Patient Advocate Designation
  • Guardianship Designations for Minor Children

Wealth.com was designed and is maintained with care by attorneys who have extensive experience in estate planning law. The platform provides a user-friendly process that allows individuals to complete estate planning documents at their own pace.

Wealth.com Intro Video
Your Estate Planning Platform at an Affordable Price

GNZ Financial has partnered with Wealth.com to provide an affordable Estate Planning platform for our clients and Michigan families. 

For a low one-time cost of $299, you can have access to the Wealth.com platform to create estate planning documents online at your own pace.  Watch the video below for additional information on Wealth.com's estate planning platform and schedule your one-on-one meeting to get started. 

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Get Started: Schedule Your One-on-One Planning Meeting

Schedule 1-on-1 Meeting

Start Your Estate Planning Process

Step 1: Schedule Your One-on-One Meeting

Schedule a complimentary meeting with GNZ Financial to discuss your goals, family situation, and broader financial planning needs.

This meeting is designed to help you understand how legacy planning fits within your overall financial plan and provide information about the Wealth.com platform.  If you decide to move forward, GNZ will provide access to Wealth.com for a one-time cost of $299.

Schedule 1-on-1 Meeting

Step 2: Access to Wealth.com Platform 

Once you decide to move forward, GNZ will provide access to the Wealth.com platform.

Through Wealth.com, you can create estate planning documents online at your own pace. Wealth.com provides educational resources, platform support, and guidance regarding the use of their technology.

Step 3: Review and Finalize

Once your documents are complete, review them carefully to ensure they accurately reflect your wishes.

When ready, print, sign, and notarize your estate planning documents according to the instructions provided by Wealth.com. Proper execution is an important step in helping ensure your documents are legally valid and available when needed.

Step 4: Ongoing Support

Estate planning is only one component of a comprehensive financial plan.

As your life evolves, GNZ Financial remains available to help you address retirement planning, investment management, tax planning, insurance planning, healthcare planning, and other financial planning considerations that may impact your long-term goals and financial freedom.

Schedule Your One-on-One Planning Meeting

Schedule 1-on-1 Meeting

Why Estate Planning Matters

Many State of Michigan employees, public school educators, and hardworking families spend years carefully planning for retirement, healthcare benefits, pensions, and their financial future, yet never complete the estate planning documents that can help protect the people they care about most.

Without proper estate planning documents in place, important decisions may be left to family members, healthcare providers, or the courts during difficult situations.

A thoughtfully prepared estate plan can help:

  • Protect your family and loved ones
  • Prepare for unexpected illness, injury, or incapacity
  • Designate guardians for minor children
  • Document important financial and healthcare decisions
  • Coordinate beneficiary designations and other financial matters
  • Create greater clarity and peace of mind for you and your family

Wealth.com - Other Resources

Schedule Your Estate Planning Meeting

Schedule 1-on-1 Meeting

Greg Zott, Scott Hilliard, GNZ Financial and USA Financial Securities are not attorneys and do not provide legal advice.  GNZ Financial has contracted the services of Wealth.com, an independent company that is unaffiliated with USA Financial Securities, to provide a digital estate planning solution for its clients. Clients may accomplish their estate plans by using and relying only on the services offered through Wealth.com. Wealth.com is not a law firm and is not practicing law. That said, all legal documents created with Wealth.com are legally valid in all 50 US states and Washington D.C. Wealth.com was designed and is maintained with care by attorneys who have extensive experience in estate planning law.