Greg Zott is the founder and president of GNZ Financial. After completing his undergraduate degree in 1977, Greg worked for the John Hancock Insurance Company as an agent and then staff manager.

Those years were valuable in two ways:

• Learning the basic principles of financial planning.
• Finding out the limitations of a captive company.

Able to take what he learned from his experience with a big corporation and combine it with the benefits offered by being an independent financial advisor, Greg started GNZ Financial in January 1988. In 2019, GNZ’s growth allowed a re-location to the “Top of Troy” building in the heart of downtown Troy. In 2025, GNZ celebrated 37 years in business.

Greg is blessed to have a role in people’s lives where he helps them pursue financial goals and gain confidence in their journey in life. 

Greg has been married to his wife Therese since 1977 and has five sons and six grandchildren. His leisure time is filled with reading, traveling, church activities, and plenty of togetherness with his family.

In October 2023, Scott Hilliard joined Greg as a partner at GNZ. Scott brings over 20-years’ experience in the finance and accounting space and prior to joining GNZ, Scott Hilliard served as a financial advisor at another firm and prior to that served as the VP of Finance for a large automotive supplier in metro-Detroit Michigan.

Scott brings a passion to helping his clients understand their path for a great retirement and helping them take pro-active steps to pursue their dreams and aspirations. Scott is experienced in retirement planning and has extensive experience helping Federal employees, State of Michigan Employees, Public School Teachers, and individuals working at large and small employers across metro-Detroit.

Scott is happily married to his wife, Jamie, and they have two amazing kids. When not helping people realize their retirement dreams, Scott spends time with his family and dog, he is an outdoor enthusiast and loves hiking, biking and paddling.